How I got started. To start investing.

 First, I would like to start out making it clear. I'm a new investor. Amateur, student, newbie all of the above. I'm not a CPA or a financial advisor. Please understand that I am sharing my own possibly flawed opinion. You should seek the advice of a financial professional before investing in anything.

Pocket Change_

My household operates on a envelope system cash zero based budget. In the beginning of the month we look at what's coming in (income) and what needs to go out (bills and bills) then we make sure the rest of the money that's left has a specific place or purpose before we go out into the wild to spend it.

As I'm spending my cash, I start accumulating a by-product you may know as change. This coinage can get quite heavy collecting inside of a wallet envelope system. So I decided to make a decision to alleviate two problems. 

1. The first being the math problem I have to do after every cash transaction. 

2. The second problem is wishing I was investing in something just for the experience at least before I start shelling out the big dollars to a brokerage of some sort.

So I just toss the change into a mason jar and round to the next dollar on my envelope system register to keep the transactions simple with whole dollars. Bada-Bing!! Eh!

My next step comes at the end of the month. The happy mason jar I've been feeding all month long gets turned into dollars at the bank or at the coinstar machine. This curated cash then gets deposited into a separate account that is specifically created to fund investing apps.

The first of these investing apps believe it or not is the cash app. Cash app is widely known for being able to transfer money from person to person very quickly and secure. This app also has a tab where you can invest or should I say micro invest in a good collection of publicly traded stocks. Now when I say micro investing I mean you can buy a percentage of a share of a stock based off of what you have to invest at a minimum of one dollar. This is just about perfect because if you save your change all month I can almost be sure you have more than a dollar. So in actuality a share of apple stock costs $139.07 on the current day as I type but you can indeed buy $1 worth of apple. And as that stock price rises and falls the value of your dollar will be calculated to reflect the price of a whole share. 

If cash app is something that interests you at this moment you can give it a try by clicking the money bags. 💰💰💰💰 You’ll get $5 to start investing with and just for full disclosure they will give me some capitol 🤑 as well. Link is below also.

https://cash.app/app/MVRZHWT

This is my process of sticking to a budget and still finding some dollars to invest so that I may gain some experience learning how this investing game goes. Let me know what you think below. I have many other methods of my adventure to share with you so please subscribe to be made aware when new posts get released. Below is a link for the next step up from cash app that I will be talking about soon. You can look ahead or wait until I released that part of my journey. 

Thank you for reading.

You can Trade Stocks, ETFs, Options and Cryptos all from one account with 0 commissions! 

Sign up, open an account and make your first deposit and get 4 free stocks! 

https://act.webull.com/pm/s5P45TcKxnxs/xlu/inviteUs/



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